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There will be “Hard Pulls (HP)” on your credit reports if you are rejected for applications for a credit card, even if you don’t have an SSN, so don’t just apply randomly.

If you are able to obtain your SSN in a short time, it’s better to start applying for a good credit card (such as Discover it) after you get the SSN.

You can apply for it even without an SSN or credit history!

For those students who can not obtain SSN in a short time, this card is a great choice as the first credit card.

If you are an undergraduate or master student who cannot obtain your SSN in the near future, you can get on your way to apply for a credit card under the guideline of this article.

It is necessary to emphasize that no SSN does not mean no credit history.

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