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The corporate regulator slammed the bank for marketing a product supposedly designed to help customers meet repayments if they become sick or lose their job.ASIC said 65,000 'Credit Card Plus' customers, between 20, were unable to claim the insurance, including the unemployed and students.'Consumers should not be sold products that provide little or no benefit,' ASIC's deputy chairman Peter Kell said.On Monday, Commonwealth Bank chairwoman Catherine Livingston confirmed Mr Narev, a New Zealander, would step down on June 30, 2018.'This statement has not been rushed,' she told the Australian Securities Exchange.'It has been carefully considered.'Ms Livingstone said succession planning had been under way before AUSTRAC, the federal government's anti-money laundering and counter-terrorism unit, filed civil proceedings in the Federal Court against the Commonwealth Bank on August 3.'In these roles, the right and wrong are clear but the judgement calls that have to be made along the way can be very challenging,' she said.'Those are the qualities we have currently in Ian and we would seek to ensure we have those in his successor.' Last week, the bank revealed Mr Narev's remuneration, for the 12 months to June 30, 2017, was slashed by 55 per cent.

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