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See each lender's website with more details on how this figure is calculated.If a borrower loses their job through no fault of their own, they may be eligible to receive unemployment benefits with some lenders.

Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns.Longer terms will typically result in lower monthly payments but at a higher interest rate.Borrowers may select any term offered by a lender regardless of the current loan term.Some lenders will permit the refinancing of those Parent PLUS loans from the parent's name into the name of the child/graduate.Indicates whether or not the lender allows loans that were previously in default, but have now been rehabilitated, to be refinanced.

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